CPA(k) — AI Tax Assistant for Retirement Plans

💬 CPA(k) Tax Advisor

Knowledge Core Active

CPA(k) loaded — IRC §401-§4980, ERISA, SECURE 2.0 knowledge core active

Welcome to CPA(k) — your specialized AI tax assistant for retirement plans.

I'm grounded in the full scope of retirement plan tax law including:
• IRC §401(a)-(k) Qualified plan requirements & 401(k) rules
• IRC §415 Contribution & benefit limits
• IRC §416 Top-heavy plan rules
• SECURE 2.0 All 92 provisions including auto-enrollment, Roth catch-up, LTPT employees
• Business entity tax intersection (S-corp, C-corp, LLC, sole prop)

Fill in the sidebar to give me context about the business and plan, then ask your question. I can also pull data from Census(k), Design(k), Intent(k), and Eligibility(k) if you enter a shared Plan ID.

Launched from Design(k)? Your sidebar will auto-populate and I'll generate a tax overview automatically.

📊 Analysis & Reference

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Analysis results appear here

Ask a question or select an analysis focus to see computed results, IRC citations, and contribution limit tables.

§415(c) Annual Addition

$70,000

DC plan total (EE + ER + forfeitures)

§402(g) Elective Deferral

$23,500

Employee 401(k) / 403(b) limit

§414(v) Catch-Up (50+)

$7,500

Standard age 50+ catch-up

SECURE 2.0 Super Catch-Up (60-63)

$11,250

Ages 60-63: greater of $10,000 or 150% of std

§401(a)(17) Comp Limit

$350,000

Maximum recognizable compensation

§416 Key Employee

$230,000

Officer comp threshold for top-heavy

HCE Threshold

$160,000

Prior year comp for HCE status

§408(p) SIMPLE Deferral

$16,500

SIMPLE IRA employee limit

§408(k) SEP Comp %

25%

Max deductible ER contribution %

DB §415(b) Benefit

$280,000

Maximum annual DB benefit at NRA

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IRC Citations

Citations from the conversation will appear here with links to the relevant IRC sections.

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Linked Sister App Data

Enter a shared Plan ID and click "Pull Sister App Data" to load Census(k), Design(k), Intent(k), and Eligibility(k) data.

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